Terms of Use

Last Updated: August 3, 2026

Welcome to Belton Public Adjuster. These Terms of Use govern your access to and use of https://beltonpublicadjuster.com/, including its pages, content, contact forms, features, and related online services.

The website is operated by:

Rise Public Adjusting LLC
Texas Department of Insurance License #3356839

In these Terms of Use, “Belton Public Adjuster,” “Rise Public Adjusting LLC,” “we,” “us,” and “our” refer to the website operator. “You” and “your” refer to each visitor, user, or person who accesses or communicates through the website.

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. Please stop using the website if you do not agree with these terms.

1. Purpose of This Website

This website provides general information about Belton Public Adjuster, property insurance claims, public adjusting services, and related topics.

Website content is provided for general informational and marketing purposes. It is not intended to replace a review of your insurance policy, property damage, claim documents, or individual circumstances.

Information presented on the website may not apply to every insurance policy, property, claim, loss, or situation.

2. No Public Adjuster-Client Relationship

Visiting the website, reading its content, calling us, sending an email, or submitting a contact form does not by itself create a public adjuster-client relationship.

A public adjuster-client relationship is created only after:

  • We evaluate the potential engagement;
  • We agree to provide services;
  • All required parties sign an appropriate written agreement; and
  • Any other legal or contractual requirements are satisfied.

Unless a written service agreement has been properly executed, we have no obligation to inspect a property, submit documents, contact an insurance company, preserve evidence, meet deadlines, or perform other claim-related services.

Do not rely on a website submission as confirmation that we have accepted your claim or agreed to represent you.

3. Written Service Agreements Control

If you retain Rise Public Adjusting LLC, your public adjusting services will be governed by a separate written agreement.

If these Terms of Use conflict with a properly executed public adjusting agreement, the signed public adjusting agreement will control with respect to the services covered by that agreement.

The website does not modify, replace, expand, or waive any term contained in a signed service agreement.

4. No Legal, Tax, Engineering, or Financial Advice

Website content does not constitute legal, tax, accounting, engineering, construction, financial, or other professional advice outside the scope of licensed public adjusting services.

Belton Public Adjuster is not acting as your attorney merely because you visit the website or communicate with us. Statements concerning insurance policies, claim procedures, deadlines, or disputes are general information and should not be treated as a legal opinion.

You should consult an appropriately licensed professional when your situation requires legal advice, tax advice, engineering analysis, accounting assistance, environmental testing, structural evaluation, or another specialized service.

5. No Insurance Coverage Determination

Insurance coverage depends on the specific policy, endorsements, exclusions, conditions, facts, cause of loss, documentation, and decisions made by the insurance carrier or other authorized parties.

Nothing on this website constitutes:

  • A coverage determination;
  • A promise that a loss is covered;
  • A representation that an insurance company must pay a claim;
  • A guarantee that a claim will be approved;
  • A guarantee that a denial will be reversed;
  • A guarantee that an additional payment will be issued; or
  • A prediction of a particular settlement amount.

Only the applicable policy and the facts of the loss can determine whether coverage may be available.

6. No Guarantee of Claim Results

Every property insurance claim is different. Results depend on circumstances that may be outside our control, including policy language, evidence, damage conditions, reporting history, inspections, carrier decisions, applicable law, and the cooperation of the parties involved.

Examples, case discussions, claim scenarios, settlement descriptions, or general statements appearing on the website do not guarantee that another claim will achieve the same or a similar result.

We do not promise or guarantee:

  • A particular claim payment;
  • An increased settlement;
  • A specific completion date;
  • Acceptance of any estimate;
  • Approval of supplemental damage;
  • Reversal of a claim denial; or
  • Any other particular outcome.

7. Website Information May Not Be Complete

We make reasonable efforts to provide useful and accurate information. However, property insurance policies, claim procedures, laws, regulations, pricing, construction practices, and website content may change.

Website information may occasionally be incomplete, outdated, inaccurate, or affected by typographical or technical errors.

We may update, remove, correct, or replace content at any time without notice. We are not obligated to update every prior statement, page, article, or example.

You should independently verify information before relying on it for a claim, repair, financial decision, deadline, or legal matter.

8. Important Insurance Claim Deadlines

Insurance policies and applicable laws may contain deadlines for reporting damage, submitting documents, providing proof of loss, requesting appraisal, filing a lawsuit, or taking other action.

Contacting us through the website does not suspend, extend, satisfy, or preserve any deadline.

You remain responsible for identifying and meeting applicable deadlines unless a written agreement expressly states otherwise.

If you believe an important deadline may apply, promptly review your policy and consult an appropriate licensed professional.

9. Contact Forms and Email Communications

The website may allow you to submit information through a contact or claim-review form.

You agree that information you submit will be accurate to the best of your knowledge. You should not knowingly submit false, misleading, fraudulent, or unauthorized information.

Submitting a form may allow us to respond by telephone or email concerning your request. It does not authorize unrelated automated marketing text messages unless you provide separate consent where required.

Website forms and ordinary email may not provide secure transmission. Do not send the following through a general contact form or unsecured email unless specifically requested through an appropriate method:

  • Social Security numbers;
  • Bank account information;
  • Payment-card information;
  • Online account passwords;
  • Medical information;
  • Complete unredacted identity documents; or
  • Other highly sensitive information.

We are not responsible for interception or unauthorized access that occurs while information is transmitted through systems outside our reasonable control.

10. Submitted Claim Information

You may choose to submit details about a property loss, insurance claim, repair estimate, photograph, invoice, contractor report, or other document.

By submitting content, you represent that:

  • You have the right to provide it;
  • The information is not knowingly false or misleading;
  • Providing it does not violate another person’s rights;
  • It does not contain malicious code; and
  • We may review and use it to respond to your request.

You grant us a limited, nonexclusive right to access, copy, store, review, and use submitted material as reasonably necessary to evaluate your inquiry, communicate with you, protect the website, comply with law, or provide authorized services.

Submitting information does not require us to accept an engagement, provide an opinion, preserve the material indefinitely, or take action regarding your claim.

11. Emergency Situations

The website is not an emergency service.

If property damage creates an immediate threat to life, health, safety, or the environment, contact emergency responders or an appropriate emergency service provider.

Take reasonable steps to protect people from danger and prevent further damage when it is safe to do so. Preserve photographs, receipts, invoices, and other records related to emergency work.

Nothing on the website should be interpreted as an instruction to enter an unsafe structure, climb onto a roof, handle hazardous material, disturb fire debris, or perform work beyond your training or ability.

12. Permitted Use

You may use the website for lawful personal or business purposes related to learning about our services or contacting us.

You may view, print, or save reasonable portions of the website for your own noncommercial reference, provided that you do not remove copyright, trademark, licensing, or ownership notices.

No other rights are granted unless we provide written permission.

13. Prohibited Conduct

You may not use the website to:

  • Violate any applicable law or regulation;
  • Submit false, fraudulent, defamatory, or misleading information;
  • Impersonate another person or organization;
  • Misrepresent your identity, authority, or relationship to a property or claim;
  • Attempt to access restricted website systems;
  • Interfere with website security, operation, or availability;
  • Introduce viruses, malware, harmful code, or automated attacks;
  • Collect information about other users without authorization;
  • Scrape, crawl, copy, or extract website content through unauthorized automated means;
  • Reverse engineer or attempt to discover website source systems;
  • Send spam, unsolicited promotions, or abusive communications;
  • Use the website to threaten, harass, or harm another person;
  • Copy substantial website content for a competing service;
  • Misrepresent website content as your own;
  • Remove copyright or ownership notices; or
  • Assist another person in prohibited conduct.

We may restrict or terminate website access when we reasonably believe these Terms of Use have been violated.

14. Intellectual Property

Unless otherwise stated, the website and its original content are owned by or licensed to Rise Public Adjusting LLC.

Protected materials may include:

  • Text;
  • Page designs;
  • Graphics;
  • Illustrations;
  • Logos;
  • Service descriptions;
  • Photographs;
  • Icons;
  • Videos;
  • Downloadable materials;
  • Software;
  • Code;
  • Forms; and
  • Overall website presentation.

These materials may be protected by copyright, trademark, trade dress, and other intellectual property laws.

You may not reproduce, republish, distribute, modify, sell, license, display, create derivative works from, or commercially exploit website materials without prior written permission.

15. Names, Logos, and Trademarks

The names “Belton Public Adjuster,” “Rise Public Adjusting LLC,” associated logos, designs, and related branding may not be used in a way that suggests sponsorship, endorsement, partnership, affiliation, or authorization without written permission.

Third-party names, insurance company names, product names, and trademarks remain the property of their respective owners.

References to third parties do not necessarily imply endorsement or affiliation.

16. Third-Party Links and Resources

The website may link to insurance resources, government websites, maps, social media platforms, service providers, or other third-party content.

Third-party links are provided for convenience and general information. We do not control and are not responsible for the availability, content, privacy practices, security, products, services, accuracy, or policies of third-party websites.

A link does not necessarily mean that we endorse, sponsor, or approve the third party.

You access third-party websites at your own risk and should review their applicable terms and privacy policies.

17. Contractors and Other Professionals

The website may refer generally to contractors, engineers, mitigation companies, attorneys, accountants, appraisers, inspectors, or other professionals who may be involved in property claims.

Unless expressly stated in a written agreement:

  • We do not guarantee another professional’s work;
  • We are not responsible for another professional’s acts or omissions;
  • We do not control another professional’s pricing, scheduling, licensing, insurance, or performance; and
  • A reference does not create a partnership or agency relationship.

You are responsible for evaluating and selecting contractors and other service providers.

18. Insurance Companies and Government Agencies

Belton Public Adjuster is an independent public adjusting business. We are not an insurance company and do not issue insurance policies.

Unless expressly stated, we are not affiliated with, employed by, sponsored by, or endorsed by any insurance carrier, government agency, contractor, or law firm referenced on the website.

References to the Texas Department of Insurance or a license number identify licensing information and do not constitute an endorsement by the agency.

19. User Privacy

Our collection and use of personal information through the website are described in our Privacy Policy.

By using the website, you acknowledge that internet transmissions and electronic storage cannot be guaranteed to be completely secure.

Please review the Privacy Policy before submitting personal or claim-related information.

20. Website Availability and Changes

We may modify, suspend, restrict, or discontinue any portion of the website at any time.

The website may occasionally be unavailable because of:

  • Maintenance;
  • Hosting interruptions;
  • Security incidents;
  • Software problems;
  • Internet failures;
  • Third-party service interruptions;
  • Updates; or
  • Events beyond our reasonable control.

We do not guarantee uninterrupted, error-free, or continuously available access.

21. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES CONCERNING THE WEBSITE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, SECURITY, AVAILABILITY, AND FREEDOM FROM HARMFUL COMPONENTS.

WE DO NOT WARRANT THAT:

  • THE WEBSITE WILL ALWAYS BE AVAILABLE;
  • WEBSITE CONTENT WILL BE COMPLETE OR ERROR-FREE;
  • DEFECTS WILL BE CORRECTED IMMEDIATELY;
  • THE WEBSITE WILL BE FREE OF MALICIOUS CODE;
  • ANY INFORMATION WILL APPLY TO YOUR CLAIM; OR
  • USE OF THE WEBSITE WILL PRODUCE A PARTICULAR RESULT.

Some jurisdictions may not allow certain warranty exclusions. In that event, the exclusions apply only to the maximum extent permitted by law.

22. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, RISE PUBLIC ADJUSTING LLC, BELTON PUBLIC ADJUSTER, AND THEIR OWNERS, MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, SERVICE PROVIDERS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO:

  • USE OR INABILITY TO USE THE WEBSITE;
  • RELIANCE ON WEBSITE CONTENT;
  • LOSS OR CORRUPTION OF DATA;
  • MISSED CLAIM OR LEGAL DEADLINES;
  • THIRD-PARTY WEBSITES OR SERVICES;
  • UNAUTHORIZED ACCESS TO TRANSMISSIONS;
  • WEBSITE INTERRUPTIONS;
  • PROPERTY REPAIR DECISIONS;
  • INSURANCE COVERAGE DECISIONS; OR
  • A CLAIM RESULT.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR A CLAIM ARISING SOLELY FROM YOUR USE OF THE PUBLIC WEBSITE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO USE THE WEBSITE OR ONE HUNDRED U.S. DOLLARS.

This limitation does not alter liability that cannot lawfully be excluded or limited. It also does not replace or modify the liability provisions of a separately signed service agreement.

23. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Rise Public Adjusting LLC, Belton Public Adjuster, and their owners, officers, employees, representatives, contractors, and service providers from claims, damages, obligations, losses, liabilities, costs, and expenses arising from:

  • Your unlawful use of the website;
  • Your violation of these Terms of Use;
  • Information or materials you submit;
  • Your infringement of another person’s rights;
  • Your fraudulent or unauthorized conduct; or
  • Your misuse of website content.

We reserve the right to control the defense of a matter subject to indemnification, and you agree to reasonably cooperate.

24. Governing Law

These Terms of Use are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

To the extent a dispute arising solely from these Terms of Use may properly be brought in court, you consent to the jurisdiction of the state and federal courts with proper authority in or serving Bell County, Texas.

A separately signed public adjusting agreement may contain different or additional dispute-resolution provisions. Those provisions will control disputes governed by that agreement.

25. Informal Dispute Resolution

Before filing a claim concerning the public website, you agree to first send us written notice describing:

  • Your name and contact information;
  • The nature of the dispute;
  • The relevant website page or communication;
  • The relief requested; and
  • Supporting information.

Send the notice to info@beltonpublicadjuster.com.

The parties will have at least 30 days after receipt of the notice to attempt an informal resolution, unless immediate legal action is reasonably necessary to preserve a claim or remedy.

26. Severability

If any part of these Terms of Use is held invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted or modified as necessary.

The remaining provisions will continue in effect.

27. No Waiver

A failure to enforce any provision of these Terms of Use does not waive our right to enforce that provision later.

A waiver is effective only when it is in writing and signed by an authorized representative.

28. Assignment

You may not transfer or assign your rights or obligations under these Terms of Use without our written permission.

We may assign these Terms of Use as part of a merger, reorganization, sale, transfer of assets, or similar business transaction.

29. Entire Agreement

These Terms of Use and the Privacy Policy constitute the entire agreement concerning your use of the public website.

They do not replace a signed public adjusting agreement or another written contract between you and Rise Public Adjusting LLC.

30. Changes to These Terms

We may update these Terms of Use to reflect changes in the website, services, business practices, technology, or applicable requirements.

Revised terms will be posted on this page with a new “Last Updated” date.

Your continued use of the website after revised terms are posted means you accept the updated terms to the extent permitted by law.

31. Contact Information

Questions about these Terms of Use may be directed to:

Belton Public Adjuster
Rise Public Adjusting LLC
Texas Department of Insurance License #3356839

Website: https://beltonpublicadjuster.com/
Email: info@beltonpublicadjuster.com
Phone: +1 (832) 503-5866
Service Area: Belton, Texas, and surrounding communities